Enrolled in School

Are you enrolled in an eligible institution on at least a half-time basis?

If yes, you may be eligible for an in-school deferment, please contact your lender for information. Click here to see who your lender is.

Are you enrolled in a graduate fellowship program?

If yes, you may be eligible for an education related deferment, please click here for the deferment form and send completed forms to the lender or servicer of your loan(s).

Are you attending a rehabilitation-training program?

If you are in a rehabilitation training program that is licensed, approved, certified, or otherwise recognized as providing rehabilitation training to qualified individuals by a state agency responsible for vocational rehabilitation, drug abuse treatment, mental health services, or alcohol treatment programs, or by the Department of Veterans Affairs, you may be eligible for an education related deferment, please click here for the deferment form and send completed forms to the lender or servicer of your loan(s).

Are you participating in an internship or residency program?

The Stafford loan that you are seeking to have deferred must have been disbursed prior to July 1, 1993; PLUS loan borrowers must have been disbursed before August 15, 1983. Click here to check to see when your loan(s) was disbursed.

Additionally eligibility requirements are that the internship or residency program is a supervised training program that requires the completion of at least a bachelor's degree before acceptance into the program.

If you meet these requirements, you may be eligible for an education related deferment, please click here for the deferment form and send completed forms to the lender or servicer of your loan(s).

If you do not meet these requirements, please click here for information on forbearances.